Nationwide Insurance Loss Assessors Ireland - Claims Assistance & Advice
1890 929 555

Oil Spill Incidents, Oil Spill Impact & Damage

Oil Spill Incidents, Oil Spill Impact & Damage

Oil Spill – Oil Leak

oil tank insurance coverage | oil tank leak insurance claim | home oil tank leak

This series of blog posts or articles detailing oil tank insurance coverage or home oil tank leak are for both homeowners insurance and a situation of homeowners insurance oil tank leak & business oil spill insurance coverage. The difference being usually the scale of the oil spill and the types of insurance coverage / policy and oil spill insurance coverage.

OIL SPILL INCIDENTS, OIL SPILL IMPACT & DAMAGE

Risks associated with oil spill:

OILS SPILL INCIDENTS :

Step 1: Identify the risks
Risks may arise from many sources, such as:
• Oil delivery tankers.
• Unsuitable filling points.
• Over fills of oil tank
• Absence of bunding for oil storage tanks
• Damage, corrosion and wear and tear on oil pipework and metal oil tanks
• Poor fitting connections between the oil feed and the oil burner
• Malicious damage by a third party in the act of theft of oil
• Infrequent inspection and maintenance oil tanks

 

OIL SPILL IMPACT / DAMAGE

When assessing the impact of an oil spillage and/or oil pollution incident, consideration should be given to the impact on the following areas:
A) Your own land & 3rd party land via migration of oil spill contaminant through soils, groundwater and surface water
B) Human health i.e. exposure to oil spill contaminants (The general public, staff / employees, etc.)
C) Business Continuity, a lengthy closure from an oil tank leak could lead to business interruption
D) Your own and third-party building structures and services, such as:

– Direct impact:
> Oil spill Dissolving plastic or resin-based damp proof courses and membranes
> Dissolving polystyrene-based oor and cavity insulation
> Dissolving bitumen membranes,tarmac and asphalt
> Penetrating water supply pipes

– Indirect impact:

> Impregnating block work, concrete, plaster board, fixtures and fittings, soft
furnishings, etc., which in turn act as a source of vapours to internal areas.

Serious damage = leak under building
Severe damage = ground water contaminationOver fills of oil tank | oil spill insurance coverage | homeowners insurance oil tank leak

Our next post is : Managing the risks associated with oil spill
Prevention

oil spill insurance coverage | homeowners insurance oil tank leak | oil tank insurance coverage | oil tank leak insurance claim | home oil tank leak

If you have an oil spill or fuel clean up problem at your property you can get further information on the clean up and remediation process and oil spill insurance claims in Ireland at our specialist website – Nationwide Oil Leaks