Filing an insurance claim with RSA – RSA insurance claims advice
When filing an insurance claim with RSA, claim difficulties and delays frequently arise because many of the building repair rates that RSA will only pay are inadequate to carry out the repairs fully or adequately. Therefore policy holders need their own claim assessor since insurers employ their own specialist loss adjusters to look after their own best interests and not the homeowners or the insured.
Property damage claim
This is not specific to a particular type of property damage claim or buildings damage claim as I am aware of a range of instances that include home insurance building damage claims and claims against business policies. Having your own independent loss assessor is key to a satisfactory resolution to this ‘under calculation’ or under estimation of building repair work costs with RSA & RSA’s nominated insurance adjuster as even allowing for variation in quotes you receive from different builders or construction companies / tradespeople an industry guide used by all professionals (loss adjusters, loss assessors, surveyors, architects, engineers, etc.) is called a PC Sum or Prime Cost Sum. Our assessor can utilize this to judge the costings for the supply of work and materials by a contractor for the repair of damage and it will show if the insurance company (RSA or any insurance company) are estimating cost below the required amount.
RSA is an acronym for Royal Sun Alliance (RSA – New marketing / logo below)
RSA group is the reincarnation (or re-branding) of the Royal Sun Alliance UK insurance company an extremely large underwriter and insurer in the UK. One of the well known companies or brands in the UK is ‘More Than’ insurance whilst here in Ireland the following insurance companies or brands are owned or controlled by RSA:
123.ie – 123 Insurance
Bank of Ireland Insurance – Bank of Ireland insurance services
How long does a home insurance claim take with RSA?
Well in light of the issue we have just highlighted if your insurance claim is taking to long with RSA contact us now at Claims Assist for advice ( or rather if you are asking: how long do insurance claims take with 123 insurance ? contact us on lo-call: 1890 929 555), otherwise I would say that each claim is individual and the complexity of the claim usually is a good indicator of whether a home insurance claim will take weeks to resolve or may take many months to settle the claim with the homeowner.
Filing an insurance claim with RSA – RSA insurance claims advice | how long do insurance claims take with 123 insurance | Property damage claim | filing an insurance claims with 123
Authors: Mike Fleming & John Mannion.