COMMERCIAL FIRE DAMAGE CLAIMS
If you ever suffered a fire at your shop, office, workshop or commercial premises, it is, to say the least, a very traumatic and upsetting experience. Fortunately, you’re well prepared. You have a solid insurance policy covering your livelihood against such eventualities. You’ve paid your premiums on time, year after year. That’s the good news. The bad news is that the ensuing fire damage insurance claim you’re about to make will more often than not be complicated with so many difficulties that the stress of the fire will appear minimal by comparison.
Your insurance company will instruct a firm of Loss Adjusters to act on their behalf. While the loss adjuster is often introduced as being independent and impartial on the matter, the reality says otherwise. The loss adjusters are paid by the insurance company and are there to represent their best interests. As far as the insurers are concerned, the loss adjuster doing a good job means reducing the final settlement in your fire damage insurance claim as much as possible and, ideally, enabling them to decline cover entirely.