As nationwide Farm Fire Damage Insurance Assessors, we at Claims Assist Ireland have helped many Farmers across Ireland. In the last couple of weeks alone we were called out to farms in Galway, Limerick, Cork, Kerry, Clare, Mayo and Tipperary.
As property damage claim professionals some of the typical farm claims we are called out to are;
- Fire Damage to Farm Buildings, Haybarns, Mushroom Tunnels and Outbuildings
- Storm Damage to Mushroom Tunnels.
- Storm Damage to Wind Turbines.
- Flood in Haybarn and Outbuildings.
- Loss of Hay and Straw.
- Business Interruption & Farm Insurance
- Damage to Bulk Storage.
- Loss/Theft of Livestock.
We have dealt with all Farm Insurance Companies and have in depth knowledge of your farm insurance policy.
As expert insurance claim assessors for farmers we ensure that our clients get 100% of their entitlement from their insurance company.
Farm insurance companies are increasingly relying on your policy “small print” to reduce farm insurance claim payouts. If liability is accepted by your Insurance Company, they may withhold a percentage of your claim payout (approx. 30%) until repairs are complete, whether they are entitled to under your policy or not! This is known as “retention”. With Claims Assist having an in depth knowledge of insurance policies, we will ensure you get a maximum payout in a swift and stress free manner.
A farm is a business that is continuously growing and it is important that farmers have the correct insurance cover in place.
Farm insurance cover differs from other types of property insurance cover as it is necessary to insure the potential loss of livestock and crops, machinery, sheds and outbuildings.
This allows a sizable degree of error which may incur under insurance penalty’s if the;
– Full rebuild cost of buildings is not declared
– Size of livestock heard or value of same is not declared
– Correct value of machinery and plant updated to your insurers.
There also are a range of different exclusions which might apply should a loss or event occur. These are usually detailed in the small print of policies.
It is very important for Farmers to review their Farm insurance policy.
How much building insurance do I need?
Farmers’s insurance needs change as their business changes. There may be buildings that have been built in the last couple of years that have not been added to their policy, the values of these buildings need to be kept up to date, and also they may be farming more or different land than they were the last time they looked at their policy.
The Insurance Loss Assessors at Claims Assist Ireland are experts in dealing with all types of agricultural and farming insurance claims such as;
Storm Damage to Outbuildings.
Storm Damage to Mushroom Tunnels.
Storm Damage to Wind Turbines.
Haybarn and Outbuilding Fires.
Haybarn and Outbuilding Floods.
Hay and Straw.
Farming insurance claims.
Theft and Malicious Damage
Farming Machinery, Plant and Equipment.
Livestock insurance claims.
If you suffer a farming insurance loss in any of these areas Claims Assist Ireland offer you our expertise and dedication to get the maximum policy settlement to which you are entitled to in line with your contract of insurance.